Let’s Get Your Properties Managed (and Protected) – The Genuine Way
What’s your Master General Liability Policy?
Sometimes owners are not able to obtain more than $300,000 or $500,000 in liability protection or are able to add their property manager as Additional Insured.
Now, you’re able to easily add an additional $1M in landlord liability protection to your existing policy and list Genuine as an Additional Insured.
What Is The Landlord Protection Plan?
Much like homeowner’s insurance does for homes, a Landlord Protection plan from SureVestor safeguards rental properties against unexpected risks. It differs from a homeowner policy in that it covers a variety of situations and liability protection that landlords often face.
A SureVestor Landlord Protection policy shields landlords from losses caused by tenant damage, non-payment of rent, and other unforeseen incidents. We protect your investment so that you can leave the rest to your property manager.
Watch our video and discover how SureVestor’s Landlord Protection coverage can protect your single family and multi-family rental property, ensuring there are no disruptions to your cash flow—even when the tenant damages your property or doesn’t pay!
For just about a dollar a day, you’ll get up to $35,000 of coverage for malicious damage, reimbursement if a tenant doesn’t pay rent, and coverage for eviction costs and legal fees. Rent with confidence and shield your investments whenever the unexpected happens, guaranteed!
The Benefits of SureVestor’s Landlord Protection Plan
Shield yourself when the unexpected happens with:
Damage & Liability Coverage
- Up to $35,000 for malicious damage from a tenant
- Up to $15,000 for theft or damage due to theft
- Up to $5,000 for eviction filing fees, sheriff fees, and other legal fees
- Add $1,000,000 in liability coverage when you bundle it up with the Protection Plus plan
Loss of Rent Coverage
- Up to 8 weeks of rent if a tenant skips payment
- Up to 12 weeks of rent for tenant delinquency
- Up to 12 weeks of rent covered for tenant death
- Up to 25 weeks of rent covered for tenant murder or suicide
- Up to 4 weeks of rent coverage for victims of violence
SureVestor Plan Pricing
Master General
Liability Policy
$18.83 a month + administrative fee of $3.75 = $22.58 monthly
What’s Included:
- $1M/$2M aggregate in liability coverage. So, if your current policy liability limit is $300,000 you now have $1.3M in liability protection and lists the property manager as Additional Insured.
Landlord
Protection Plan
$42 a month + administration fee of $8.40 = $50.40 monthly
What’s Included:
-
Rent loss coverage from four to twenty-five weeks, depending on the circumstance
- Eviction coverage of $5,000 and $600 for sheriff fees
- Tenant malicious damage with $35,000 coverage
- $15,000 in theft (or damages related to theft)
- $5,000 lockbox damages coverage
- Rekeying of locks if a tenant skips or must be evicted
Protection Plus
Plan
$47 a month + administration fee of $9.40 = $56.40 monthly
What’s Included:
- Landlord Protection Plan plus the $1M Master General Liability Policy.
Get Protection Plus For Even More Coverage
The Protection Plus plan includes the Landlord Protection plan plus a $1M Master Liability policy for just $5 a month!
How The Landlord Protection Plan Compares to Landlord Policies
Here’s how SureVestor stacks up against the typical landlord insurance policies:
- Type of Coverage
- Tenant-Caused Malicious Damage
- Loss of Rent
- Eviction and Legal Fees
- Theft or Vandalism
SureVestor Landlord Protection Policy
- Up to $35,000
- Up to 25 weeks of lost rent
- Up to $5,000
- Up to $15,000
Standard Landlord Insurance Policy
- Limited or not included
- Limited loss of rental income, if any
- Not included
- Lower or no coverage
Frequently Asked Questions
Master Liability FAQs
What types of damage are covered by liability insurance?
Liability protection shields Southern California single family and multi-family (up to twenty units) property owners and/or property managers against third-party personal injury lawsuits that occurred on the premises.
Are there exclusions or limitations to liability coverage?
SureVestor’s Master Liability Policy will not cover
- Asbestos
- Lead
- Silica or silica-related dust
- Communicable disease
- Acts of terrorism
- Abuse, molestation, or exploitation
- Assault or battery
- Fungi or bacteria
- Nuclear energy
- War
Landlord Protection Plan FAQs
How does Genuine Property Management handle tenant non-payment?
If you have Landlord Protection with SureVestor, you’ll receive:
- 8 weeks for tenant skip
- 12 weeks for eviction-related rental income loss
- 25 weeks for tenant murder or suicide And more
What types of damage are covered by the Landlord Protection plan?
SureVestor Landlord Protection covers:
- Up to $35,000 for malicious property damage caused by tenants (vandalism)
- Theft-related damage up to $15,000 (burglary)
- $1,000 for service animal damage
Are there exclusions or limitations to Landlord Protection?
Natural events like storms, lightning, and wind damage are not covered, as they are not considered malicious damage.
Protection Plus Plan FAQs
What does Protection Plus include?
Protection Plus is a money-saving bundle that includes Landlord Protection and the $1M Master Liability for complete coverage.
Does every property qualify?
Most properties do, so long as they have a full-time property manager and a minimum monthly rent of $1,000 and up to $3,000. So, if the rent is $3,500 you would be compensated only up to $3,000. Single family and multi-family up to 20 units are covered, but not commercial properties.
What happens if a claim is denied?
If a claim is denied, you will receive a detailed explanation, and we can work with you to review the process. In some cases, appeals can be made based on specific policy terms.
Learn more by clicking on a related document below.
Genuine Property Management has you covered with our exclusive Landlord Protection Insurance. With benefits like up to $35,000 for tenant-caused damage, lost rental income reimbursement, and coverage for eviction and legal costs—all for about a dollar a day—you can rest easy knowing your rental property is in good hands.
Connect with us to get the best coverage and enhance your rental property. Reach out today to learn more or get your property evaluated!
